The e-commerce industry is one of the fastest-growing industries in the world.
UAE (United Arab Emirates) is not an exception. The country also witnessed the rise of the eCommerce industry after the rapid expansion of its market size. As per Statista, the UAE eCommerce market revenue is projected to reach up to $11.78bn in 2023 and will go up to $16.37 bn in 2027.
With the significant growth in the eCommerce sector, online businesses are often in search of trusted and the best payment gateways in UAE that ensure a fast and smooth transaction for customers. In UAE, one can find several payment gateways that are available with their own set of advantages and features.
Whether you run a small, enterprise-level, or established company, you should always choose a secure payment gateway for UAE based on your specific requirements. Meanwhile, selecting the right one from the list of so many payment gateways can create a lot of confusion.
To help you in choosing the UAE payment gateways for your eCommerce website, we have presented here a list of the most trusted payment gateways that are widely in use in the UAE. No matter what types of products or services you sell, you will be able to opt for the right ones from the below-presented list.
What are Payment Gateways?
Payment gateways serve as a platform that processes online payment, which helps e-commerce websites to accept payment online from customers. It acts as a virtual point-of-sale terminal that collects the payment details of customers, verifies them, and completes the entire transaction process. It integrates numerous payment methods that include debit cards, credit cards, bank transfers, e-wallets, and more, which enable customers to do online shopping smoothly.
Apart from offering secure money transfers between sellers and buyers, payment gateways are also helpful in protecting various sensitive payment details through encryption and complete authentications. It is capable of preventing data breaches, fraud, etc.
How Payment Gateway Works?
A payment gateway system serves its actual purpose of letting customers make payments for their purchases and allowing merchants to receive payments. When customers pay online, the payment gateway encrypts payment details and sends these to the payment processor for authorization purposes. After this, they get the message of approval or decline.
The entire process works in multiple steps:
- The customer chooses the payment method and enters the necessary details on the checkout page.
- The payment gateway encrypts these payment details and then sends them to the payment processor.
- After this, the payment processor sends a message related to the approval or decline of payment.
- The payment gateway sends messages related to payment decline or approval to merchants.
- Once payment is approved, the payment gateway gets funds directly from customers’ accounts and sends the same to the merchant’s accounts.
- Once payment is done, the merchant processes the order and delivers the products to customers.
List of Top 10 Payment Gateways in UAE
Now let’s dive into the top 10 payment gateways in UAE that are extremely popular and have vast uses among eCommerce businesses.
Telr
- QR code payments
- Buy-now-pay-later
- Anti-fraud protection
Paytabs
- Payment analytics
- Multiple payment types
- Simple integration
Amazon Payment Services
- Complex payment processing
- Security, anti-fraud
- Back office management
CCAvenue
- Payment analytics
- Invoices
- Transaction data management
Stripe
- Digital wallet integration
- Reporting & analytics
- Multi-currency support
2Checkout
- Reporting & Analytics
- Subscription billing
- Global payments
Checkout
- Minimum checkout steps
- Multiple payment options
- Upselling and cross-selling
CashU
- Payment transaction security
- Real-time transaction report
- Prepaid payment system
Paycaps
- User-friendly dashboard
- Multiple payment options support
- High-grade security
Cybersource
- Fraud alert
- Cross-channel payments
- Verification for delivery address
Currency Support
Support
Reliability
Multiple Payment Options
Add-ons
Security Options
Price
Which Payment Gateway is Best in the UAE?
Which is the Most Used Payment Gateway in Dubai?
Which is the Cheapest Payment Gateway in the UAE?
Which Payment Gateway is Best for the Middle East?
Is the Stripe Payment Gateway Available in the UAE?
Which Online Payment App is Used in the UAE?
Is PayPal Allowed in the UAE?
How many Payment Gateways are there in the UAE?
What is Payment Gateway Integration?
When talking about the most popular payment gateway in UAE, it’s crucial to start with Telr, which is one of the most reliable and most used payment gateways in Dubai. Available with multiple payment options, the payment gateway service provider endeavors to include more payment options. With the support of more than 100 countries, Telr mostly targets clients from developing countries.
It comes with three different payment levels including entry, small, and medium. And this is the reason why this payment gateway is good for businesses of all sizes be it small businesses, SMEs, and enterprise levels. It’s available with the support of Prestashop, WooCommerce, Magento, Shopify, etc.
Features:
Paytabs is a robust yet simple and the best payment gateway for online businesses. It comes with easy integration ability with numerous merchant websites. With it, you will get an option to combine the gateway with mobile applications, and websites, and onboard customers with just a few clicks. In addition, it helps you send/receive invoices through different mediums including emails, QR codes, social media, SMS, etc.
This payment gateway is also popular for its fraud prevention and also various other cutting-edge features. So, whether you are in search of a modern or reliable payment gateway in UAE, Paytabs can be the right option for you.
Features:
Being one of the worldwide popular payment gateway solutions, Amazon Payment Services are available in the UAE. It’s one of the reliable payment gateways that prevent any kind of potential transaction risks and help you do transactions hassle-free. The payment gateway witnessed its vast popularity among new entrepreneurs in the country since it was specifically developed based on Arabian shopping trends.
Amazon Payment Services are also available for various other countries including Egypt, Lebanon, Qatar, Jordan, Saudi Arabia, and many other Arabic-speaking nations. It can be integrated with multiple eCommerce platforms such as Shopify, Prestashop, OpenCart 2, WooCommerce, and more.
Features:
Though CCAvenue is an India-based payment gateway, it’s also widely used as a payment gateway in the UAE. It’s available with a range of flexible pricing plans and is the right option for all types of businesses be it startups, enterprises, or established market players. Apart from a flexible pricing structure, businesses also prefer to use CCAvenue for various other reasons such as fraud prevention, fast support, etc.
It’s available with zero setup cost and the transaction charge varies based on the payment method that customers choose. Introduced in the year 2001, CCAvenue endeavors to become a global payment gateway after witnessing vast use in UAE and India.
Features:
Stripe is another well-known payment gateway in the UAE that businesses most frequently use. It allows customers to send payments across the world. It caters to marketplaces, online retailers, subscription-based business software platforms, and many others.
Stripe is available with numerous cutting-edge features such as sharing invoices, fraud prevention; managing finances, virtual or physical cards, and many more. It accepts multiple payment options including Bank redirects, cash-based vouchers, cards, wallets, currencies, and more. Stripe is available with numerous integration options as well, including a hosted payment page.
Features:
It’s one of the top-notch payment gateway systems that is available globally. 2Checkout is capable of offering payment approvals from any location across the world. It includes support for transactions from 196 countries through multiple payment channels and multiple languages.
Available in collaboration with FreshBooks accounting software, 2Checkout is an advanced payment gateway solution. With this payment gateway, you don’t need to spend any setup costs or maintenance fees. Launched in 2006, it’s available with different payment methods like Apple Pay, American Express, Bank Transfer, Mastercard, VISA, PayPal, and many more.
Features:
Checkout is another global payment system, which offers a smooth transaction. It’s available with various customizable solutions that offer the most important insights and also adapt to those of particular markets. At present, Checkout is one of the most used and the best payment gateways in the UAE.
Based in the UK, the payment gateway solution is famous for offering an amazing user experience with a simple & easy setup and verified payment integration. The transaction fee for Checkout is 0.75 AED to 2.75 AED of the overall amount. It comes with a range of integration options including the iFrame method, checkout.js, and API Integration.
Features:
CashU is another reliable payment solution in the UAE and also in the Middle East. After witnessing its huge response among customers from UAE, the payment gateway also targeted the European market and now become one of the most preferred payment solutions in this subcontinent as well.
It’s popular among businesses mainly for its top-rated features including advanced fraud prevention AML system, and high-grade security. Apart from this, CashU payment gateway solutions also give a kind of guarantee that every transaction is available without any risk of chargeback. Meanwhile, you need to make a security deposit and set up a fee to use this payment gateway.
Features:
Another leading payment gateway in UAE, Paycaps is the right solution that you can integrate either with your eCommerce website or application. It’s available with an API-driven automation feature, which grabs the attention of many businesses, especially those of newly established ones.
Paycaps is available with a fully customizable solution that is available with a quick and user-friendly interface. It provides a tailor-made white-label payment gateway solution, where businesses can easily select payment methods, designs, themes, etc., based on the brand.
Features:
Launched in 1994, Cybersource is one of the oldest and the best payment gateways in the UAE. The payment gateway is available with advanced capabilities and various other eCommerce solutions that make it popular globally.
At present, it is available in 190+ countries across the world and provides a range of solutions. It provides immense support for multiple digital payments such as Apple Pay, Android Pay, Alipay, etc. Cybersource assures higher payment security standards since it’s part of the international firm VISA.
Features:
Factors to Consider While Selecting a Payment Gateway in UAE
As you get a myriad of options to choose from while searching for payment gateways in UAE, it makes the selection of the right payment gateway tough and time-consuming. Meanwhile, you can make the task easy and hassle-free by keeping several things in mind while choosing payment gateways.
Some of these factors are:
You need to check whether the payment gateway that you are keen to select supports multiple currencies. Though the majority of payment gateways in UAE support multiple currencies and help you accept money from your clients in different currencies, still you should check whether or not your selected payment gateway is available with multiple currency support. A right payment gateway comes with the capability of converting currencies into local currency when a customer receives payment.
The next thing that you need to check is the level of support that your selected payment gateway renders. Make sure it offers expeditious support for all types of issues that you face day-to-day to run your business. A good payment gateway should have quick and smooth support for various things including the simple process of order placement, refund process, etc. Their support should be available 24/7 either through mail or phone.
Since it’s a matter of receiving payment from clients, you should always go with a reliable payment gateway. Always choose a reliable payment gateway that helps you transfer and receive payment hassle-free. Make sure the payment gateway that you choose offers payment support even without incurring downtime.
It’s another criterion that you should keep in mind. While selecting a payment gateway, you need to know whether the selected payment gateway supports multiple payment options or not. Payment gateways that are available with multiple payment options work smoothly with a range of platforms. With multiple payment options, customers get the liberty to select the right payment method that suits them the most.
The next thing that you need to check for your payment gateway integration is plugins, integration codes, and various other extensions. You should always emphasize how perfectly your selected payment gateway integrates with other systems.
Payment gateways require customers’ information to collect payment from their credit/debit cards or other methods. That makes customers’ information prone to be attacked by hackers. So, security is one of the most important criteria for payment gateway selection. You need to make sure that your payment gateway includes the ability to offer an extra layer of security to ensure the protection of confidential details from hackers.
Last but not least, you shouldn’t forget to check the price of the payment gateway that you wish to select. Every payment gateway is available with its pricing plan. So, you should get in-depth details of their price and make sure it doesn’t have any hidden costs. You should also make sure you receive value for money against the price that you pay.
Conclusion: Which Payment Gateway Would You Prefer to Use?
Well, after going through the above-presented list of payment gateways in UAE, you may have already decided which payment gateway will be best for you. No matter which payment gateway system you want to use, you need to gather in-depth details about them in terms of pricing, features, etc. To integrate the payment gateway into your app or website, it’s crucial to develop a Chrome extension or connection module.
FAQs
Several payment gateways witnessed their vast popularity and use in the UAE. Some of the best payment gateways are Telr, 2Checkout, Amazon Payment Services, CCAvenue, PayTabs, Checkout, and many others.
It’s hard to name a single one as numerous payment gateways are used to a wider extent. Some of the most used payment gateways in Dubai are Telr, PayTabs, Amazon Payment Services, Checkout, 2Checkout, and more.
The cheapest payment gateway in UAE is Telr, which doesn’t require any setup costs and transaction charges. This is the reason why Telr is the best option for small businesses.
Telr is the best payment gateway in the UAE. Apart from this, you can also get many other popular gateways available for the Middle East. Some of these are 2 Checkout, Amazon Payment Services, CCAvenue, CashU, Cybersource, and more.
Yes, Stripe is available in the UAE and it supports different payment methods in the country including Apple Pay, Visa, and Mastercard. You can use the right payment methods that suit you.
In the UAE, there are numerous online payment apps available. Some of the most used payment apps are Apple Pay, Google Pay, Beam Wallet, PayBy, Emirates Digital Wallet, Samsung Pay, Payit, AliPay, and many more.
Yes, PayPal is allowed in the UAE. You need to download and install it by providing all the necessary information. After installing it successfully, you will be able to use this app anywhere in the country for various online transactions and shop for various products and services.
In the UAE, there are various payment gateways available. The most popular payment gateways are Telr, PayTabs, Amazon Payment Services, CCAvenue, Checkout, 2Checout, Stripe, and more.
Payment gateway integration is a process that involves adding payment gateway services to an app or website. Payment gateways are a software service that ensures the processing of credit/debit cards and also authorizes funds from the customer to merchant accounts. It supports a variety of supports and currencies.
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